Friday, April 12, 2019

Europe International Remittance Market is Expected to be Driven by Rising Migration from Asian and African Countries, Increased Offerings and Broadened Network of RSPs: Ken Research


Rising financial inclusion rates and increasing employment opportunities across the EU-28 countries are further augmenting the growth of Remittance Market in Europe.

The report titled Europe International Remittance Market Outlook to 2023 - By Inbound & Outbound Remittance, By Channels (Banks, MTOs, M-wallets and Others), By Inflow & Outflow Remittance Corridors, By Point of Contact (Branch Pick-up, Mobile Payment & Online Transactions, Prepaid Cards)by Ken Research believe Europe remittance market has been growing at a swift rate due to rising migration rate, plethora of services offered by the remittance service providers, digitalization of channels, switching to formal channels from informal channels and increased tie-ups between remittance service providers in the region. The inbound remittance transaction value is expected to register a positive CAGR of close to 4% and close to 7% for the outbound remittance during the forecast period 2018-2023. The market is further expected to be driven by new remittance service providers such as World Remit, Remitly, Revoult and others that are now entering the market.

Rising Financial Inclusion Rates in the Region: The region has been witnessing an increased rate of financial inclusion over the past few years. Digital government payments of wages, pensions, and social benefits helped to drive the increase. Among those with an account, 17% opened their first one to receive government payments. The share of adults making or receiving digital payments rose from 46% in 2014 to 60% in 2018. This has influenced the remittance market of the region positively as it reduced the transfer of money through informal channels, that leaves the transaction unaccounted.

Booming employment prospects: European Union faced a decline in the employment generation in the initial years after the global financial crisis. However, later on the region started recovering after 2013, when the euro crisis was finally contained. On an average, the rate of job growth is the same in the EU and the US, 2.7% in total in the years 2016 and 2017. Even Greece, a hard-hit euro-area country, is seeing a broad-based labor market recovery. In addition, Europe’s Innovation-Union initiative has been working on creation of jobs from the past few years. It strives for a 50% increase in R&D investments by 2020 claiming this could increase employment by 1.7% (or by 3.7 million jobs) by 2025.

Shift from remittances through informal to formal channels: The lack of security posed in the use of informal channels and its high sensitivity to misuse for illegal purposes and low benefit offering to the economic development of the recipient country, has urged central banks and other authorities to encourage the use of formal remittance channels that are monitored under compliance. Additionally, such an initiative in the market has proved to be positive and has been compelling the users of informal channels to switch to formal remittance service providers in the region. In the recent years, the formal financial intermediaries, such as banks and MTOs, broadened their geographical presence in the region in both home and host country.

Keywords:-
Europe Remittance Market
Europe Remittance Market Overview
Europe Money Transfer Market
Europe Remittance Transaction Volume
Europe Remittance Transaction Value
European Remittance Industry
Italy Remittance Market
Spain Remittance Market
Germany Remittance Market
The UK Remittance Market
France Remittance Market
HSBC Bank Remittance Europe
Lloyds Bank Remittance Europe
Barclays Bank Remittance Europe
Western Union Remittance Europe
Transferwise Remittance Europe
UAE Exchange Remittance Europe
Flow Corridors Remittance Europe
Money Transfer Operations Europe
Remittance Income Europe
Hawals Europe Remittance
Branch Pick-up Europe Remittance
Europe Prepaid Cards Market

Key Segments Covered in Europe International Remittance Market:-
By Inbound Remittance Flow Corridor
On the Basis of Channels (Volume of Transactions)
Banking channels
MTOs
M-Wallets
Others
On the Basis of Inflow Countries (By Value of Transactions)
Italy
Poland
Portugal
Romania
United Kingdom
Other EU-28 Countries

By Outbound Remittance Flow Corridor:-
On the Basis of Channels (Volume of Transactions)
Banking channels
MTOs
M-Wallets
Others
On the Basis of Outflow Countries (By Value of Transactions)
Germany
Spain
France
Italy
United Kingdom
Other EU-28 Countries

By Point of Contact (By Volume):-
Branch Pick-up
Mobile Payment & Online Transactions
Prepaid Cards

By Flow Corridors (By Volume):-
Asia
North Africa
South America
Central & South Africa
Non-EU Countries
North America
Central America
Near & Middle East
Oceania

Key Target Audience:-
Banks
Money Transfer Operators
M-Wallet Companies
Hawalas
Convenience and Retail Stores
Supermarket Chains
Bills and Payments Companies
Investors & Venture Capital Firms
Government Bodies

Time Period Captured in the Report:-
2013-2018 – Historical Period
2019-2023 – Future Forecast

Companies Covered: HSBC Bank, Lloyds Bank, BNP Paribas, Barclays Plc, Deutsche Bank, Bank of China, Credit Agricole, BBVA Dinero Express, Unicredit Banca, Western Union, Money Gram, Ria Money Transfer, Transferwise, UAE Exchange, World Remit, Metro Remittance,  Azimo, RemitGuru, Xoom by Paypal, Skrill, Neteller, Postbank, La Poste and PosteItaliane

To know more, click on the link below:-

Related Reports:-




Contact Us:-
Ken Research
Ankur Gupta, Head Marketing & Communications
Sales@kenresearch.com
+91-9015378249

Dynamic Changes in the Global Smart Lighting Market Outlook: Ken Research

In the recent trend, the lighting is a considered application of the light to acquire some of the practical effect and aesthetic. Whereas, the smart lighting is an effective technology of the lighting which restructured for the energy efficiency. The smart lighting refers to the huge efficiency fixtures and automated controls that generate the modifications based on the environments such as possession and daylight sustainability. Furthermore, the players of this market are streamlining the various aspects of this market for investing the amount into the technological developments which further improve the functioning of the smart lighting and leading the fastest market growth across the globe during the forecasted period.

According to the report analysis, ‘Global Smart Lighting Market Industry Trends Forecast to 2026’ states that there are several key players which are presently functioning in this sector more actively for accounting the highest market growth and dominating the high value of market share across the globe in the coming years while improving the security and privacy concern related to the smart lighting systems and effectively determining the cost of installation includes Philips Lighting Holding B.V., Acuity Brands Lighting, Inc. , Hafele, Honeywell International Inc., Cree, Inc. , Digital Lumens, Inc., OSRAM GmbH., Lutron Electronics Co., Inc, Legrand SA, Seiko Epson Corporation, Encelium technologies, Virtual Extension, Zumtobel Group AG, Wipro Consumer Care & Lighting, Schneider Electric SE, Eaton, Leviton Manufacturing Co., Inc., Syska LED, Beam Labs B.V., and several others. Whereas, the market players of this market are analyzing the several profitable aspects for knowing the growth opportunities and growth drivers which further make the market more competitive and influence the investors for investing and leading the fastest market growth during the forecasted period more enormously.

Global smart lighting market is estimated to reach a CAGR of 22.5% in the forecast period of 2019 to 2026. However, the global market of smart lighting is segmented into different sectors which majorly involves offering, installation type, communication technology, application type and geography. Whereas, on the basis of application type, the market is further segmented into Indoor and Outdoor while, based on the communication technology, the market is split into Wired Technology and Wireless Technology. Moreover, in the application type, the Residential sector is estimated to dominate the global smart lighting market owing to the significant increase in the application of lighting control system at homes and workplaces. Wireless technology is anticipated to increase with the maximum CAGR in the forecasting period owing to rise in utilization of smart lighting in countless residential areas which mostly uses wireless technology lighting solutions such as smartphone utilizing the Wi-Fi, Bluetooth, Z-Wave, and even wireless radio for better connectivity and easy to access.

Additionally, speedy increase in the demand for the smart cities, increase in the utilization and decreased in the price of LED, rising ultimatum of the IoT technology for the smart lighting, and several others are the some major factors for propelling the market growth across the globe more significantly. Therefore, in the near future, it is anticipated that the market of smart lighting will increase around the more increasingly over the recent few years.

For more information, click on the link below:

Contact Us:                                     
Ken Research                                   
Ankur Gupta, Head Marketing & Communications
+91 9015378249

Europe International Remittance Market Outlook to 2023: Ken Research


The report titled “Europe International Remittance Market Outlook to 2023 - By Inbound & Outbound Remittance, By Channels (Banks, MTOs, M-wallets and Others), By Inflow & Outflow Remittance Corridors, By Point of Contact (Branch Pick-up, Mobile Payment & Online Transactions, Prepaid Cards)provides a comprehensive analysis of Europe international remittance market including market evolution, overview, genesis, market size and market segmentations. Extensive focus has been placed in quantifying the transaction value and volume over the period, 2013-2023. The report covers aspects such as market segmentation (by channels used, by sending and receiving countries, by inbound remittance point of contact and by top flow corridors) and a brief snapshot on the major sending countries in Europe Competitive landscape of major players including Western Union, MoneyGram, Ria Money Transfer, Transferwise, UAE Exchange, HSBC Bank, BNP Paribas, Lloyds Bank, Barclays Bank and XOOM by Paypal have been covered including company overview, major business strategies, USP, distribution network, remittance services offered, transfer speed and various other parameters. The report is useful for existing remittance companies, potential entrants, investors and other stakeholders to align their market centric strategies according to ongoing and expected trends in the future.

Europe International Remittance Market
Market Overview: Europe International Remittance Market is moderately concentrated and in the growth stage. The market includes both formal and informal payment service providers including banks, money transfer operators, mobile wallets, postal networks. Prominent business strategies adopted by major players to position themselves in the market include forming an extensive network & improved reach, new services launched & service innovation and better pricing & handy/transparent operations offered. The market has been fuelled by increased migration, increasing government support for new competitors, improved banking knowledge and increased awareness towards digitalized remittance services in the space. In the next 5 years, players would be expanding through acquisitions, tie-ups, increased digital modes of money transfer and increased payout networks across and outside Europe.

Market Size: The market has displayed a steady growth in terms of transaction value supported by an increase in both inbound and outbound remittances. The total transaction value expanded displaying a CAGR of close to 4%. This was majorly fueled by a rise in the outbound remittances, which is led by a stronger growth in the employment prospects in euro area. Moreover, the appreciation in the currency is also a supportive factor for such growth of remittances in the region.

By Channel: Choice of a remittance channel depends on the ease of access for payer and payee, cost involved, range of products and services offered, amount of remittance and similar. In the recent years, Europe’s inbound remittances are majorly channeled through banks. As of 2018, banks dominate the inbound remittance market in terms of volume of transactions followed by MTOs, m-wallets and other channels including postal networks, credit union and informal channels. The outbound remittance market of the region is dominated by MTOs in terms of transaction volume as of 2018.

By Point of Contact: The inbound remittance market is dominated by branch pick-ups and mobile & online transactions equally followed by prepaid cards in terms of remittance transaction volume.

By Major Inbound Remittance Countries: The top remittance receiving country in EU is Poland as of 2018 that accounted for a remittance inflow. The inflow is contributed by remittances sent by the emigrants of Poland from other countries to Poland as well as the remittances received from the family of immigrants in Poland who migrated to the country for studies. Poland is among the leading countries receiving remittances from within and outside European countries. Remittances have risen significantly in Poland over the last twenty years, and now amount to a noticeable share of the balance of payments and the economy. Poland was followed by Portugal, Italy, UK, Romania and other EU-28 countries.

By Major Outbound Remittance Countries: The outbound remittance is dominated by France in terms of transaction value in 2018. Its leading position is directly proportional to the number of migrant population entering the country each year. It is considered to be one of the major destinations in Europe where people migrate in search of job and education. The major sending destinations from France are Morocco, Algeria and Tunisia that receives nearly majority of France’s flows. Other remittance countries receiving important flows from France include China, Viet Nam, Lebanon and Senegal. Algeria, Comoros and Madagascar rely greatly on France for remittances. France was followed by Spain, UK, Italy, Germany and other EU-28 countries.

By Corridors: Europe’s remittance corridor with Asia accounted for the highest share in the remittance market of the region in terms of the remittance transaction value in 2018. Owing to the education, employment opportunities and living conditions in the European countries such as Germany, UK, Spain, France and others, people from the Asian countries migrate to Europe. Economic growth driven by revenues from oil exports and a declining domestic labor force has attracted millions of labor migrants. It was followed by the regions including North Africa, South and Central Africa, South America, Non-EU countries, North America, Central America, Near East and Middle East and Oceania.


Competition Stage and Positioning: The Europe market is moderately concentrated with majority of the market being captured by MTOs & Banks in 2018. There are 5 major MTOs in the market namely Western Union, MoneyGram, Ria Money Transfer, Transferwise and UAE Exchange in 2018. 4 major Banks include HSBC Bank, Lloyds Bank, BNP Paribas and Barclays Plc. Major m-wallet in the region is Xoom by Paypal. Major competing parameters for the entities include fees charged, transfer speed, services offered, reach of the service providers, payout networks, and trust value attached, technological advancements, promotional offers and transparency in costs.

Future Projections: The inbound remittance is expected to showcase a CAGR close to 4% and the outbound remittance is anticipated to showcase a CAGR close to 7% by value of transactions during 2018-2023. In terms of volume of transactions, the inbound remittance is expected to register a CAGR close to 1% and the outbound remittance is expected to showcase a CAGR close to 0.5% during the same period.

Key Segments Covered in Europe International Remittance Market:-
By Inbound Remittance Flow Corridor
On the Basis of Channels (Volume of Transactions)
Banking channels
MTOs
M-Wallets
Others
On the Basis of Inflow Countries (By Value of Transactions)
Italy
Poland
Portugal
Romania
United Kingdom
Other EU-28 Countries

By Outbound Remittance Flow Corridor:-
On the Basis of Channels (Volume of Transactions)
Banking channels
MTOs
M-Wallets
Others
On the Basis of Outflow Countries (By Value of Transactions)
Germany
Spain
France
Italy
United Kingdom
Other EU-28 Countries

By Point of Contact (By Volume):-
Branch Pick-up
Mobile Payment & Online Transactions
Prepaid Cards

By Flow Corridors (By Volume):-
Asia
North Africa
South America
Central & South Africa
Non-EU Countries
North America
Central America
Near & Middle East
Oceania

Key Target Audience:-
Banks
Money Transfer Operators
M-Wallet Companies
Hawalas
Convenience and Retail Stores
Supermarket Chains
Bills and Payments Companies
Investors & Venture Capital Firms
Government Bodies

Time Period Captured in the Report:-
2013-2018 – Historical Period
2019-2023 – Future Forecast

Companies Covered: HSBC Bank, Lloyds Bank, BNP Paribas, Barclays Plc, Deutsche Bank, Bank of China, Credit Agricole, BBVA Dinero Express, Unicredit Banca, Western Union, Money Gram, Ria Money Transfer,  Transferwise, UAE Exchange, World Remit, Metro Remittance, Azimo, RemitGuru, Xoom by Paypal, Skrill, Neteller, Postbank, La Poste and PosteItaliane

Key Topics Covered in the Report:-
Market Ecosystem
Market Overview
Market Size on the Basis of Transaction Value, 2013–2018
Market Size on the Basis of Transaction Volume, 2013-2018
Market Size on the Basis of Average Transaction Size, 2013-2018
Market Segmentation by Remittance Channels (Volume of Transactions)
Outbound Remittance Market Segmentation by Remittance Channels (Volume of Transactions)
Inbound Remittance Market Segmentation by Remittance Receiving Countries (Value of Transactions)
Outbound Remittance Market Segmentation by Remittance Sending Countries (Value of Transactions)
Inbound Remittance Market Segmentation by Point of Contact (Volume of Transactions)
Market Segmentation by Top Flow Corridors (Value of Transactions)
Snapshots of Major Countries in Europe Remittance Market
Regulatory Landscape in Europe Remittance Market
Decision Making Process and Pain points in Europe Remittance Market
SWOT Analysis in Europe Remittance Market
Competition Scenario in Europe Remittance Market
Strengths and Weaknesses of Major Players in Europe Remittance Market
Company Profile of Major Players
Future Outlook and Projections
Analyst Recommendations

To know more, click on the link below:-
Europe International Remittance Market

Related Reports:-




Contact Us:-
Ken Research
Ankur Gupta, Head Marketing & Communications
Sales@kenresearch.com
+91-9015378249

Dynamic Landscape Of The Global Smart Door Lock Market Outlook: Ken Research

Smart Door Lock Market: - In the recent trend, the effective introduction of the Internet of Things (IoT) playing an important role in consumer electronics. Whereas, the smart door the lock is an electromechanical lock which is considered to function locking and unlocking operation on a door when it obtains such instruction from an authorized device utilizing a wireless protocol and a cryptographic key to implement the authorization procedure? Moreover, the Smart door lock offers numerous benefits such as confirms high security, increases approachability, convenient for elderly and physically impaired people, streamline control on protection, controlled via smartphones and boosts connectivity. Furthermore, the players of this market are playing an important role while developing the technologies o producing it which further enhanced the efficiency of such an increasing demand across the globe. This also exerts in leading the fastest market growth and supports in attaining the highest market share around the globe more positively during the forecasted period.
Global Smart Door Lock Market
According to the report analysis, ‘Global Smart Door Locks Market Outlook’ states that there are several key players which are recently functioning in this market more actively for leading the fastest market growth and acquiring the highest market share around the globe more positively while increasing the efficiency of the smart door locks at a reasonable price which further increases the demand includes ASSA ABLOY, Samsung, Allegion, Kwikset, MIWA Lock, Master Lock, Guangdong Be-Tech, Adel, August, Honeywell, Jiangmen Keyu Intelligence, Tenon, Locstar, Probuck, Guangdong Level Intelligent Lock and several others. Moreover, the players of this market are expected to connect with the IT companies for developing the specification of such locks for generating the high amount of revenue and profit which further lead the market growth more positively across the globe in the coming years.
Additionally, on the basis of region, the market of smart door locks is spread across the globe which majorly includes Asia Pacific, North America, Europe, Latin America and Rest of the World. Asia-Pacific is predictable to exhibit greater growth rate / CAGR over the forecast period of 2018-2025 due to an increasing number of commercial as well as residential projects, speedy urbanization and disposable income. North America is also a leading/extensive region across the world in terms of market share due to growing security concern, well-established technological infrastructure and huge investments from main IoT players.
Although, the Smart Door Locks Market is continuously increasing across the globe over the coming years. The foremost driving factor of global Smart Door Locks market is growing ultimatum across application areas and increasing investment in smart security. In addition, healthy growth in the requirement for portable security devices, a significant increase in the security threats and augmented focus of society towards the Internet of Things (IoT) are some other aspects impact positive growth on the market. Therefore, in the near future, it is anticipated that the market of smart door locks will increase more significantly across the globe over the recent few years.
To Know More, Click On The Link Below:-
Contact Us:-
Ken Research
Ankur Gupta, Head Marketing & Communications
+91-9015378249

South Africa Remittance Market Driven by Rising Migration from Asian and African Countries, Increased Offerings and Broadened Network of ADLA’s and MTOs: Ken Research

Development of financial  infrastructure, introduction of supportive government policies, change in business model of various remitting companies & increased marketing expenditure have been the key factors driving growth in South Africa remittance market.

South Africa domestic and international remittance Market is highly competitive and concentrated. It includes both formal and informal payment services providers. The market has declined in terms of value and volume of transactions however it has seen a rise in terms of average transaction size for outbound business. The decline can be supported by the high transaction fee involved in the remittance business which serves as a dissidence for customers.


High Emigration Population: Number of South Africans leaving the country showcased a positive last 5 year CAGR of almost 3% owing to the compelling job opportunities and prospects in the developed countries. An increase in the emigrant population is indicative of a prosperous remittance business. Emigrants from South Africa have majorly migrated to the developed economies including United Kingdom, Australia, United States, New Zealand, Canada, Angola Botswana and other SADC countries. Few emigrants migrate to the SADC corridor since these economies are highly lagging as compared to South Africa.

Majority of migrants into South Africa are from Mozambique, Zimbabwe, Lesotho and other SADC countries. The trend observed in inbound migration is the result of increased economical opportunities in South Africa compared to the SADC region.

Customer Analysis: The outbound population consists of an almost equal gender ratio in 2018. The maximum number of emigrants falls in the age bracket of 25-29 years followed by 30-34 year population in 2018. The age group of 70-79 years accounts for the lowest emigrants showcasing a share of less than 1% of the population.

Declining Costs: South Africa continues to remain one of the costliest countries to remit money from across the world. The average cost to remit money for 2017 was around 18% of transaction amount which are representative of a decline from a peak of 2013. The increased competition in the market with escalating market share of ADLAs has largely affected the fee structure across the country. ADLAs charge minimal fees of not more than 5% of the transaction amount, making them a market leader in terms of pricing.

Increased Digitalization: The South African market is adopting digitalization at a rapid pace in all aspects including the remittance market. The smart phone users in South Africa have increased to almost 40% in 2018 from close to 11% in 2013. This increased penetration of technologically advanced mobile phones showcases the adoption of mobile wallets, e-wallets and other electronic modes of remittance services across South Africa. This has driven the market considerably during 2013-2018.

Government Support Policies: South Africa Government has been liberalizing their policies and regulatory frameworks for remittance service providers including all entities. The documentation, fee structure and business compliance guidelines have been improvised by the regulators leading to a higher remittance business. The flexibility being adopted by the government is serving as an incentive for both the service providers as well as the customers availing the services.
The report titled “South Africa Domestic and International Remittance Market Outlook to 2023 - By Channels Used (Banking Channels, Retailers, ADLAs & MTOs and Others), Remittance Corridors (Inbound-Outbound and Rural-Urban)suggests that market will grow at a CAGR of close to 6% in terms of transaction value during the year 2018-2023.

Key Segments Covered in South Africa International Remittance Market:-
By Channels used (Value of Transactions)
Banking channels
ADLAs & MTOs
Retailers
Others
By International Inbound Remittance Flow Corridor (Value of Transactions)
United Kingdom
New Zealand
Australia
Angola
Others
By International Outbound Remittance Flow Corridor (Value of Transactions)
Zimbabwe
Lesotho
Mozambique
Others
By Work Profile (Value of Transactions)
Key Segments Covered in South Africa Domestic Remittance Market
By Channels used (Value of Transactions)
Banking channels
ADLAs & MTOs
Retailers
Others
By Domestic Remittance Flow Corridor (Value of Transactions)
Urban to Rural
Urban to Urban
Rural to Urban
By Work Profile (Value of Transactions)
Key Target Audience
Banks
Money Transfer Operators
ADLAs
M-Wallet Companies
Hawalas
Convenience and Retail Stores
Supermarket Chains
South Africa Reserve Bank
Bills and Payments Companies
Investors & Venture Capital Firms
Time Period Captured in the Report:-
2013-2018 – Historical Period
2019-2023 – Future Forecast

Companies Covered: ABSA Bank Limited, Albaraka Bank Limited, Bidvest Bank Limited, BNP Paribas SA – South Africa Branch, Capitec Bank Limited, China Construction Bank-Johannesburg Branch, Citibank-South Africa, Deutsche Bank AG-Johannesburg Branch, FirstRand Bank Limited, Habib Overseas Bank Limited, HBZ Bank Limited, HSBC Bank PLC–Johannesburg Branch, Investec Bank Limited, JPMorgan Chase Bank-Johannesburg Branch, Mercantile Bank Limited, Nedbank Limited, Sasfin Bank Limited, Société Générale, Standard Chartered Bank–Johannesburg Branch, State Bank of India, The South African Bank of Athens Limited, The Standard Bank of South Africa Limited, First National Bank, Bank of Baroda, Bank of India, Bank of China, Bank of Taiwan, Western Union , Money Gram, Hello Paisa, Mama Money, Mukuru, Exchange4Free, Imali Express (Pty), Ace Currency Exchange (Pty), Forex World (Pty) Limited, Global Foreign Exchange (Pty) Limited, Inter Africa Bureau de Change (Pty) Limited, Interchange RSA (Pty) Limited, Master Currency (Pty) Limited, Sikhona Forex (Pty) Limited, Tourvest Financial Services (Pty) Limited, American Express Foreign Exchange Services, Tower Bureau de Change (Pty) Limited, Travelex Africa Foreign Exchange (Pty) Limited, Southeast Exchange Company (South Africa), Terra Payment Services South Africa (RF) (Pty), WorldRemit South Africa (Pty) Limited, Shoprite, Pep Stores, Pick n Pay, Checkers, Spar, Ackermans and Boxers.

Keywords:-
South Africa Remittance Market
South Africa Remittance Industry
South Africa Remittance
South Africa Remittance Report
Remittance Services Competition
Remittance Income South Africa
Major Players South Africa Remittance Market
SWOT South Africa Remittance
Remittance Industry South Africa
Major Players South Africa Remittance
Mama Money Remittance South Africa
Mukuru Remittance South Africa
Exchange4Free Remittance South Africa
Shoprite Remittance South Africa
PEP Stores Remittance South Africa

To Know More About This Report Follow This Link:-


Related Reports by Ken Research:-




Contact Us:-
Ken Research
Ankur Gupta, Head Marketing & Communications
+91-9015378249