Tuesday, August 20, 2019

Growth in Indonesia Peer-to-Peer lending Market is driven by Demand in Java Region, surge in Number of MSMEs and supportive regulations: Ken Research

Increase in mobile and internet penetration along with the adoption of digital technology and improvement in credit-assessment related technology has driven the increase in borrower base and an increase in loan disbursement.”
Analysts at Ken Research in their latest publication “Competition Benchmarking: Indonesia Peer-to-Peer Lending Market Outlook to 2024 believe growth in e-commerce activity driving seller activity, adoption, and integration of digital technology with e-commerce, entry of new platform operators and their ability to cover a wider geography, improvement in the internet and mobile phone penetration and increased participation of banks and financial institutions are some of the factors that will drive the market to register a near 50% CAGR in terms of loan disbursement for the period 2019-2024.
Indonesia Peer to Peer Lending Market
Growth within Java: Loans disbursed in Java have dominated the Indonesia Peer-to-Peer lending market. Share and growth in loans disbursed in the Java region have increased for the period 2016-2018. Java accounts for a majority of the economic activity in Indonesia. Other factors such as, population, literacy rates, and a number of lenders and borrowers and the presence of banking system and increase in mobile phone and internet penetration helped accelerate the growth in loans.
Funding MSME: SMEs in Indonesia face a USD 75 Billion funding gap. Banks’ reluctance to fund these businesses on account of the risk they have given rise to the development of the Peer-to-Peer lending industry The use of unconventional data to assess borrower risk has given rise to a new form of credit assessment as opposed banks’ traditional system. Investors have been drawn to these platforms for their attractive returns and low commission charges.
With mobile phone penetration, the industry is expected to scale to ~IDR 430 trillion in terms of loans disbursed by 2023. The problem of financial inclusion still persisted due to lack of financial literacy. This was tackled by means of collaborating with different partners like banks, e-commerce and payment platforms to reach a wider audience.
Supportive Regulatory Environment: The Indonesia regulatory authority, OJK, has promptly introduced regulations, learning from the mistakes of the Chinese authorities. OJK has introduced two regulations since 2016 to combat the problem of illegal and unreliable P2P platforms. The process of registration is a two-stage process. The first stage is a registration with intent to operation. The second stage is licensing, where a company has to prove operational reliability with respect to platform risk mitigation, customer data safety, and fraud detection and prevention. In addition to the second regulation, the authority has set up a Sandox system where registered platforms can go through an operational reliability test to find weaknesses.
Key Segments Covered:-
By Location of Loan Disbursed
Inside Java
Outside Java
Key Target Audience
Existing Peer-to-Peer Lending Platforms
New Market Entrants- Domestic Platforms
New Market Entrants- International Platforms
Banks and Financial Institutions
Government Bodies
Investors & Venture Capital Firms
Third-Party Technology Providers
MSMEs and E-commerce Sellers
Time Period Captured in the Report:-
Historical Period: 2016 -2018
Forecast Period: 2019-2024
Companies Covered:-
Investree
Modalku
Koinworks
Danamas
Mekar
Crowde
Crowdo
Akseleran
Aktivaku
Amartha
Keywords:-
Government Bodies P2P Market Indonesia
Third Party Technology Providers in P2P Market
Indonesia MSMEs and E-commerce Sellers P2P Market
Indonesia Long Term Lending Market
Indonesia P2P Lending Market
Peer to Peer Lending Industry Indonesia
Indonesia P2P Lending Commission Margin Size
Number of Borrowers Registered Indonesia P2P Market
Indonesia Peer to Peer Lending Market Partners
Peer to Peer Lending Market in Indonesia
Indonesia P2P Lending Industry
Number of Lenders Registered Indonesia P2P Market
Interest Rate Indonesia P2P Lending Market
Indonesia Long Term Interest Rate
Indonesia Peer to Peer Lending Market Platforms
Indonesia Peer to Peer Lending Regulations
Indonesia SME Financing Market
Peer to Peer Lending Market Indonesia
To Know More, Click On The Link Below:-
Related Reports by Ken Research:-
Contact Us:-
Ken Research
Ankur Gupta, Head Marketing & Communications
Sales@kenresearch.com
+91-9015378249

Development of Fintech Space, Increased Number of Mobile Phone Users & Mobile Internet Subscribers and Unprecedented Development in Digital Transfer Offerings has substantiated the International Remittance Market in Singapore: Ken Research

The report titledSingapore International Remittance Market Outlook to 2023 - By Inbound & Outbound Remittance, By Banking and Non-Banking Channel, By Inflow & Outflow Remittance Corridorsby Ken Research believe international remittance market of Singapore has been growing at a swift rate due to rising migration rate, plethora of services offered by the remittance service providers, digitalization of channels, switching to Fintech & mobile remittance, and increased tie-ups between remittance service providers in the region. The market is further expected to be driven by new remittance service providers registering a CAGR of 3% by total volume of transactions during 2018-2013.


“Rising Fintech usage and plethora of start-ups in this sector, with increasing employment opportunities across the island are further augmenting the growth of Remittance Market of Singapore”

Out of the total population of close to 5.8 million in 2017, more than 2 million people have migrated to Singapore and out of 3.9 million resident population, more than 20%are not natives of Singapore. With a low unemployment rate and plethora of job opportunities, the country has not been overlooked by international labour market. This is evident in the migrant stock data released by UNICEF wherein according to the report, the total population in the age category 25-49 is dominated by foreign-born (males and females). The majority of outward remittance has been to Pakistan, Malaysia, China, Indonesia and India. These are also the countries of origin of majority of migrant stock in Singapore. The growth in the Singapore outbound international remittance market has been trailblazing and is strengthened by developments in technology, relaxation in regulations & licensing processes and with the surfeit of options available to the people for global money transfers. Recent developments in Mobile Wallets and Mobile applications of banks and MTOs and the increased use of such technology has made sending and receiving money globally fast and secure. Major Banks such as DBS, OCBC Bank and others have made significant strides in order to provide such services to their vast base of customers. Such developments have been made by keeping in mind the positive trend in possession of smart phones and mobile internet subscribers. The Smartphone industry in Singapore, in terms of possession, has increased on an average annual growth rate of approximately 13%, with more than 70% of the households in Singapore possessing a smart-phone. Moreover, the number of Mobile internet subscribers has also seen a positive trend in the last six years, though not too drastic. There has been an average annual growth of approximately ~%, with the maximum growth being in the year 2016, approximately ~%. The number of subscribers has increased, with the most recent growth rate for the year being ~%. This positive trend in mobile internet subscribers and the possession of smart-phone in Singapore has been perfectly taken in consideration by the banks and MTOs and hence, rolled out some significant developments in this sector.

This trend of increased digitalization and Fintech has increased the number of players in this sector. InstaReM leads the way. Other startups that have started their operations in Singapore are world renowned Fintech companies like WorldRemit, TransferWise, FlexM, Fastacash, Toast, Rebit.ph, Azimo, and others. New high-tech players offering lower fees and virtually instant mobile transactions are shaping up to be one of the most disruptive forces in the financial industry. Singapore is capitalizing heavily on this trend buoyed by its large migrant workforce and a sizeable contingent of Singaporeans working overseas.

Key Segments Covered in Singapore International Remittance Market

By International Inbound Remittance Flow
On the Basis of Channels (On the Basis of Volume of Transactions)
Banking channels
Non-Banking channels

By International Outbound Remittance Flow Corridor
On the Basis of Channels (On the Basis of Volume of Transactions)
Banking channels
Non-Banking channels

By Flow Corridors (On the Basis of Volume of Transactions)
China
Malaysia
India
Pakistan
Indonesia
Other corridors like Bangladesh, Thailand, Philippines etc.

Key Target Audience
Banks
Money Transfer Operators
M-Wallet Companies
Hawalas
Convenience and Retail Stores
Supermarket Chains
Bills and Payments Companies
Investors & Venture Capital Firms
Government Bodies

Time Period Captured in the Report:
2013-2018 – Historical Period
2019-2023 – Future Forecast

Companies Covered: DBS Bank, OCBC Bank, United Overseas Bank, Bank of China, Standard Chartered Bank, Western Union, MoneyGram, InstaReM, TransferWise, WorldRemit, Singtel Dash, FlexM,  and GrabPay.

Keywords
Singapore International Remittance Market
Singapore International Remittance Market Research Report
Singapore International Remittance Market Overview
Singapore International Remittance Report
Singapore International Remittance Market Analysis
Major Players in Singapore International Remittance Market
Singapore International Remittance Market Forecast
Singapore International Remittance Market Future Outlook
Singapore International Remittance Transaction Volume
Singapore International Remittance Market Size
Singapore International Remittance Market Key Players
Singapore International Remittance Market Growth
Singapore International Remittance Market Revenue
Singapore International Remittance Market share
Singapore International Remittance Market Trends
Singapore International Remittance Industry
Singapore International Remittance Industry Research Report
Average Remittance Transactions Singapore
Competitive Landscape Singapore International Remittance

For more information on the research report, refer to below link:

Other Related Reports:





Contact Us:
Ken Research
Ankur Gupta, Head Marketing & Communications
sales@kenresearch.com
+91-9015378249

Monday, August 19, 2019

Philippines Financial Brokerage Market Outlook to 2023: Ken Research

The report titled “Philippines Financial Brokerage Market Outlook to 2023 – By Equity on Basis of Transaction Value, By Transaction Mode (Online & Offline), By Basis of Time of Delivery (Intraday & Delivery Based), by Type of Investor (Domestic & FII)” provides a comprehensive analysis on the financial brokerage market. The report covers various aspects including introduction on financial brokerage market, issues and challenges, trends and developments, investor profile, SWOT analysis, competitive landscape and government regulations. The report also covers market ecosystem, economic analysis of Philippines and comparison with other Emerging economies of South-Asia, competitive landscape including company profiles and cross-comparison among market players on key operational, customer base and financial parameters, growth drivers, recent developments, issues and challenges, decision making criteria for customers while choosing a brokerage firm and snapshots on Investor profile in Philippines. The report concludes with a snapshot on Introduction of Derivatives segment in brokerage market, market projections and analyst recommendations including success story of Zerodha India Financial Brokerage Market highlighting the key strategies for entering and remaining profitable in the highly fragmented market, highlighting the major opportunities and cautions.

Market Overview
The Philippines financial market is currently one of the most promising financial markets in South-Asia with very few financial products offered for trading at present but will increase in a few years. Trading activities in Philippines is highly regulated   Due to very low trading volume & relatively fewer trading accounts; most of the brokerage firms provide brokerage services at the lowest cost prescribed by the SEC. The players currently charge brokerage fees for equity trading and plan to expand financial services towards asset management, mutual funds, wealth management, algorithmic trading, top picks and other services that can lure the customers. The industry grew at a negative CAGR during this period. The overall revenue in the financial brokerage industry witnessed a rising trend on account of a reduction in simplification of tax structure for trading, increasing investor’s confidence & political stability in Philippines in last year.

Philippines Financial Brokerage Market Segmentation
By Type of Trading Activity: In the financial brokerage market, equity segment has dominated the overall market in terms of transaction volume throughout FY’2014-FY’2018 which was supplemented by higher liquidity in equity, issuance of bonus shares in few instances thereby justifying the considerable share of equity in the overall market. Commodities’ trading was suspended by SEC back in 1990s and has not been started yet. PSE is in initial phase to restart the Commodities & Derivatives Exchange and is expected to start the segment very soon. Due to absence of Commodities & Future exchange, trading in other instruments have not been prevalent yet. Beginning of trading in this segment will open added revenue stream for the brokerage firms.

By Mode of Trading: In the financial brokerage market, trades are placed by the investors through traditional mode that is through broker’s assistance or through online mode where investors place orders online by a trading platform. Competitive Landscape

The Philippines Financial Brokerage market is fragmented in nature. UBS Securities is the market leader and has the highest market share in the Financial Brokerage market in Philippines on the basis of projected equity trading volume in FY’2019. This was followed by CLSA, Credit Suisse, COL Financial, Deutsche Regis Partners, Maybank ATR Kim, Macquarie Capital and others. These market players compete in the brokerage market in Philippines on the basis of commissions charged, quality of supplementary services and technology and reputation.

Philippines Financial Brokerage Market Future Outlook
The total revenue from Philippines Financial brokerage Industry is expected to rise at a positive CAGR during the period FY’2019 - FY’2023E. This is mainly supported by the projected increase in investor education, government’s initiative towards setting up commodities exchange & stable macroeconomic factors’ contribution towards the overall revenue is expected to rise at a positive CAGR during the same period driven by rise in financial inclusion of the overall population as technology will be leveraged to expand the area of operations. Moreover, improvements in technology will lead to reduction in operational costs, the benefit of which can be passed on to the consumers as brokerage firms compete to stay relevant in the market. Foreign firms are bringing developed tech from their operations in developed countries to Philippines to provide better service to Filipino investors.            

Key Segments Covered
By Type of Trading Activity
Equity

By Entity
Brokers-Dealers
Key Target Audience
Brokers
Dealers
Investment Banking and Private Equity Firms
Government Authority
Financial Institutions

Time Period Captured in the Report:
Historical Period: FY’2014-FY’2018
Forecast Period: FY’2019E-FY’2023E

Companies Covered:
UBS Securities 
CLSA
Credit Suisse 
COL Financial 
Deutsche Regis Partners
Maybank ATR Kim 
Macquarie Capital 
Mandarin Securities 
SB Equities 
J.P. Morgan Securities

Key Topics Covered in the Report
Executive Summary
Research Methodology
Overview and Market Genesis for Philippines Financial Brokerage Market
Business Model Of Philippines Financial Brokerage Industry
Comparative Analysis of Philippines Financial Brokerage Market with Global Financial Brokerage Market
Investor Education in Philippines Financial Brokerage Market
Philippines Financial Brokerage Market Size, FY’2014-FY’2018
Philippines Financial Brokerage Market Segmentation
Snapshot of Philippines Financial Brokerage Market
Trends & Developments in the Philippines Financial Brokerage Market
Issues and Challenges in Philippines Financial Brokerage Market
SWOT Analysis of Philippines Financial Brokerage Market
Government regulations and Initiatives in Philippines Financial Market
Competition Scenario & Major Players in Philippines Financial Brokerage Market
Philippines Brokerage Market Future Outlook and Projections,FY’2019-FY’2023
Analyst Recommendations
Inception of Derivatives Segment
Zerodha’s Success Story in Indian Financial Brokerage Market

For more information, refer to below link:

Related Reports



Contact Us:
Ken Research
Ankur Gupta, Head Marketing & Communications
+91-9015378249

Global Agricultural Equipment Market Outlook: Ken Research

Undoubtedly, the entire market of agriculture equipment was witnessed at an extremely maturity stage though the sector of farming across the globe has never stopped working towards the innovation for the agriculture equipment Industry and every cycle brings in the fresh technological introduction. Moreover, the significant increase in the existence of both international as well as domestic players coupled with the fresh government initiatives has generates an optimistic impact on the market.
Agriculture Equipment Market
Additionally, there has been a modification towards computerization in the market as up-to-date farm machines are now furnished with the advanced technologies which aid in streamlining the farming operations.
For instance, within Europe, the tractor sector market was observed to register during 2018. The tractors are versatile equipment with the capability to control the multiple apparatuses such as harrows, sprayers, plows and several others. The growing usage of developed machinery in the agricultural activities which involves cultivating the areas to get them prepared for the crop sowing is one the foremost drivers of the tractor market across Europe. Furthermore, the appearance of harvesting machinery has efficiently decreased their time and efforts thus, meeting the increasing requirement of the urban dwellers and support efficiently towards the breaking up soil. Such benefitted factors accelerate the requirement for the agricultural equipment for harvesting by the farmers.
In several regions, there has been a move towards the mechanization and lack of labor has played an efficient role in fueling the acceptance of mechanized products in the farms.
Nonetheless, the agricultural equipment market in Brazil plays an effective role in the overall region of Brazil by acting as a growth catalyst in the GDP contribution. The southern region has the uppermost market share in terms of sales volume, Midwest followed meticulously by the Mideast. The southern regions, particularly the cerrado region has supreme circumstances for the agricultural production and the uppermost level of mechanization, amplification the great market share in the south.
Whereas, the effective growth in the South Africa in the agricultural equipment market will be effectively supported by a general rise in the population requiring more food, growing process of the agricultural equipment, accelerating the concept of the multifunctional machinery, augmented financing choices, growth in the penetration of the driverless tractors and significant growth in the digitalization. In addition, it is predicted that the Precision farming will occupy a foremost market sector concluding in the effective augmented penetration of the approaches thereby growing the agricultural segment and the need for their equipment.
The South Africa Agricultural Equipment Market is prospectively to practice an upward trend in terms of sales volume as well as revenue due to the increasing agriculture harvest, growing prices of agricultural equipment, quickening the perception of the multifunctional machinery, augmented in the financing options and intensification in penetration of driverless tractors in South Africa. Therefore, in the near future, it is anticipated that the entire market of agricultural equipment will increase across the globe more significantly over the coming decades.

Increasing Need Of The Dairy Food Global Market Outlook: Ken Research


According to the report analysis, ‘Dairy Food Global Market Report 2019’ states that the dairy market manufacturing proficient involves of sales of dairy products by different active entities (organizations, sole traders and partnerships) that introduce the dairy products from raw milk and administered milk products, produce dry, condensed, concentrated and evaporated dairy, and/or produce some dairy supernumerary products. The companies in the industry package and distribute their products through several different distribution channels to both individual consumers and commercial establishments.

Additionally, in the market of dairy food market, there are several key players which are presently functioning more effectively for leading the highest market growth and registering the handsome value of market share around the globe in the coming years more positively while developing the quality of the dairy food items, advancing the technologies of production, spreading the awareness related to the best dairy food items, and improving the promotional activities of the dairy food product includes Nestle, Dairy Farmers of America, Fonterra Group Cooperative Limited, Danone, Arla Foods and several others.

Not only has this, the market of dairy food significantly consists that function by selling the primarily milk, cheese and butter products. The corporates in the dairy product industry mainstream manufacture dairy products namely cream, pasteurized milk, yogurt, and dry, condensed and evaporated milk. The market of dairy products also produces the alternative dairy products which generate from the soybeans and several other nondairy ingredients. The dairy products market has been unpredictable, particularly owing to the movements in raw milk prices and economic recession. But the dairy products market is one of the most energetic markets across the globe and it is increasing more speedily in almost all the demographics with the thriving accomplishment.

Based on the region, the market of dairy food is spread across the globe more significantly which majorly involves South Africa, Europe, North America and Rest of the World. Whereas, the Asia Pacific region was the largest region in the global dairy food market, dominating for 39% of the market in 2018. Western Europe region was the second largest region registering for 24% of the global dairy food market. For instance, Africa region was the smallest region in the global dairy food market.

Not only has this, the effective increase in the incidence of lactose intolerance has led to a proficient augment in requirement for the lactose free dairy products. The Lactose intolerance is categorized as the powerlessness to the digest lactose, a disaccharide sugar collected of the galactose and glucose found in milk. Lactose-free dairy products encompass small amounts of an enzyme called lactase that assists in the digest of lactose. According to the U.S. National Library of Medicine, approximately 30 million Americans have some degree of lactose intolerance by the age of 20, thus demonstrating huge potential requirement for the lactose free dairy products. Furthermore, in the near future, it is anticipated that the market of dairy food will increase across the globe more significantly over the forecasted period.

For more information on the research report, refer to below link:-

Related Report:-

Contact Us:-
Ken Research
Ankur Gupta, Head Marketing & Communications
Sales@kenresearch.com
+91-9015378249